Frequently Asked Questions

Last updated: 2026-01-13

What is this tool?

A personal budget tracker that mirrors an Excel‑style workbook for yearly and monthly planning.

What this tool is NOT

It is not financial advice, credit repair, debt counseling, tax guidance, or any professional service.

Who can use it?

Single authorized user only. Multi‑user or commercial use is not supported.

Is my data secure?

Provider‑level encryption at rest and transport security are used, and access requires authentication; however, no system can offer absolute guarantees.

Can I rely on this for tax or legal purposes?

No. Always consult licensed professionals for tax, legal, or investment matters.

What happens if calculations are wrong?

You are responsible for verifying results. The operator assumes no liability for errors or outcomes.